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The micro-credit scheme continues amongst 13 small women’s co-operatives managing sums of up to £500 each which they loan to their 883 members for use in such things as commerce in clothes, dried fish and soap. Repayment rates vary from 85% to 100%. The success of this initiative in motivating women to come together to form co-operatives along with the managerial training they get and the popularity of market gardening has led to a request from many of the micro-credit groups to focus their activities more on vegetable growing. This is in the process of taking place. In a separate initiative, partner ADMAPE are making small harvest loans available to some farmers.